Top 5 best and safest payment gateway for your e-commerce store

If you have decided to sell online, then you need a way to collect money for your products and services.

So, here’s an attempt to help you to get you through the process of selecting a suitable payment getaway for your e-commerce website. Below is a bit of information and basic insight about payment getaway.

First of all, we need to be clear about the terminology called payment gateway.

A Payment gateway is one of the most useful means of authorizing credit card or other forms of electronic payments for an e-commerce website. These payments can be made online via a website or at an actual brick and mortar retail establishment. Payment gateways protect sensitive information like credit card numbers and other account information by encrypting the data they transmit to merchants and payment processors. This helps your customers to do the easy and convenient transaction and it is a safe and reliable option for your e-commerce venture.

BuildaBazaar offers you numerous options for payment gateway apps for your website. But the below mentioned are the ones which are most preferred by our customers.

1. PayUMoney


These days a major lot of people or we may say, online shoppers, have an account on PayUMoney and they prefer to pay via it during their online shopping process. So, PayUMoney is a convenient and safe payment method to collect payments online within minutes. It is an ideal choice for startups and small businesses. And the best part is it comes with no setup cost or annual maintenance charge. PayUMoney allows you to collect payment even through your savings account. It is easy to setup. It is an ideal choice for startups and small businesses. It comes with no setup cost or annual maintenance charge. The features include, maximum payment options and easy to setup. You don’t need any technical knowledge to set up an account on PayUMoney.  You also get a dashboard to check and track all your payments.

2. ICICI Merchant Services


Today a major number of shopping website users have ICICI bank’s debit or credit card and they prefer to make their payments through their own banks and therefore, ICICI bank’s payment gateway is preferred by them. The ICICI merchant services accept payment over website through MasterCard/VISA (Credit & Debit card) and RuPay & Maestro Debit Card. It supports payment through Internet banking of around 30 banks. It has the IVR feature i.e Interactive Voice Response. This feature enables the customer to make payment through Credit card over the phone without any manual intervention. There are also EMI options for 3,6,9 & 12 months from ICICI credit card, SCB, HSBC, AXIS and Kotak cards. The ICICI merchant services app has the special feature of supporting payment capturing in 26 different currencies. It enables international card holder to make payment in their home currency. They support around 71 currencies in Dynamic Currency Conversion.

3. PayPal


PayPal is a truly global payments platform that is available to people in 203 markets, allowing customers to get paid in more than 100 currencies, withdraw funds to their bank accounts in 57 currencies and hold balances in their PayPal accounts in 26 currencies. PayPal gives people better ways to connect to their money and to each other, helping them send money without sharing financial information and with the flexibility to pay using their PayPal account balances, bank accounts, PayPal Credit and credit cards. PayPal accepts a variety of payment types with any limitations of locations. With the help of PayPal, you can reach out to buyers from all over the world and get paid faster. You can easily access your purchase history and payment details on the go. You can link a new credit card or debit card and easily withdraw your funds. You can conveniently receive payment from all your overseas buyers.

4. CC Avenue

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CC Avenue is a payment gateway which is highly preferred by the BuildaBazaar users. CC Avenue is the complete payment gateway solution with multiple channel payments, the state of art risk identification system, fully responsive transaction page and more to complement your business. CCAvenue gives your customer multiple payment options including 6 major credit cards, 73 debit/atm cards, 5 cash cards and more than 50 net banking. You can give your customers a single click checkout, facilitate speedy transactions, better customer retention and encourage repeat purchases. With BuidaBazaar’s dynamic routing you can switch transactions dynamically depending on banks performance and ensure high success rates.You can manage and run your own discounts and promotions with our range of marketing tools. Your customer can pay and collect payments in 27 major foreign currencies with multiple currency processing features.

5. DirecPay


DirecPay is a secure payment gateway solution. It provides fast check-out with multiple payment options and offers payment alerts for each transaction. DirecPay allows you to accept customer payment from credit cards, debit cards, and net banking. You don’t have to do any additional investment on security or infrastructure for this app. You can get automated refund processing for failed transactions and transaction approval mechanism. You can also receive email alerts for every transaction you do on DirecPay. DirecPay provides you with a complete analysis of transactions made on your website. Merchants also get on-demand reporting tools and detailed access to all transactions with our Merchant Information System.

Therefore are the best and secure payment gateway suggestions for your e-commerce store.


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